LAS VEGAS, Oct. 27 /PRNewswire-FirstCall/ — 3PEA International, Inc. , a payment
solutions company, formerly PayPad, Inc., announced today that 3PEA International,
Inc., is now the official trading name of the company. Shareholders and investors can
track the stock under the new trading symbol: TPNL effective October 27, 2006.

About 3PEA International, Inc. 

3PEA International, Inc., through its wholly owned subsidiary 3PEA Technologies, Inc.,
designs and develops next generation payment solutions including proprietary payment
terminals and payment gateway services. Since 2001, 3PEA has provided online
payment solutions with specific focus in the area of PIN-Debit transactions. The
company now provides turnkey and customized payment processing services to
retailers, internet merchants and software development companies.

Using a combination of its PayPad® payment terminals and secure IP payment
gateway, 3PEA can quickly and cost effectively help customers in various markets
payment enable their applications. The company hosts a PCI compliant IP payment
gateway that supports all merchant retail transactions including all major credit cards,
debit, PIN debit, signature capture, automatic recurring billing, EBT, gift card, electronic
check services including verification, guarantee, conversation, eCheck and ACH,
signature capture/receipt retrieval and check image capture and retrieval. The gateway
includes support for direct marketing transactions, batch uploads and recurred billing
through its virtual terminal feature, as well as wide support for ecommerce and IP
enabled applications using open standards such as XML, SOAP and HTTP POST over
Secure Sockets Layer (SSL). 3PEA works closely with its customers providing qualified
payment expertise to produce a payment processing solution that best suits their needs.
3PEA(R) and PayPad(R) are registered trademarks of 3PEA Technologies, Inc.

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Forward Looking Statements: 

Certain statements in this news release may contain forward-looking information within
the meaning of Rule 175 under the Securities Act of 1933 and Rule 3b-6 under the
Securities Exchange Act of 1934, and are subject to the safe harbor created by those
rules. All statements, other than statements of fact, included in this release, including,
without limitation, statements regarding potential future plans and objectives of the
companies, are forward- looking statements that involve risks and uncertainties. There
can be no assurance that such statements will prove to be accurate and actual results
and future events could differ materially from those anticipated in such statements.
Technical complications that may arise could prevent the prompt implementation of any
strategically significant plan(s) outlined above. PayPad undertakes no obligation to
publicly update or revise any statements in this release, whether as a result of new
information, future events, or otherwise.

3Pea International
Investor Relations